| What it does | Free Certificate of Deposit calculator showing maturity value, interest and APY in real time
| Free overtime pay calculator for all 50 states and DC with state-specific rules and federal FLSA standards
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - Real-time maturity value calculation as you type
- Compound interest formula A = P(1 + r/n)^(nt) applied automatically
- Balance chart showing principal and interest over time
- Nine specialized calculators for different CD scenarios
- Multi-language support for financial terms
- All calculations run entirely in browser with no data transmission
| - Dedicated calculation engines for California, Colorado, New York, Alaska, Nevada, and Oregon
- Daily overtime rules modeling (8-hour and 12-hour thresholds)
- Double-time (2.0x) pay calculation for extended shifts
- 7th consecutive day overtime tracking
- Itemized pay breakdown with legal citations
- Client-side privacy (no data sent to servers)
- Deterministic audit hashes for calculation verification
- Federal FLSA fallback for 45 jurisdictions
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| What makes it different | - Completely private: calculations run in your browser with nothing sent to servers or saved
- Bank-accurate formulas based on Regulation DD conventions
- No signup, no account, no usage limits required
- All formulas and methodology fully disclosed and checkable
- Live updates as you type with no submit button needed
| - Transparent, deterministic rule engine with no black-box estimations or AI-generated calculations
- Official government source verification with automated URL auditing
- Explicit disclosure of coverage gaps instead of misleading claims
- Handles daily overtime rules that standard 40-hour calculators miss
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 1 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 17 | 0 |
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| Citation Flow (Majestic) | 10 | 13 |
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| Referring domains (Majestic) | 27 | 1 |
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CD Calculator
OvertimePayRate