| What it does | Pro rata calculator for insurance premiums
| Free overtime pay calculator for all 50 states and DC with state-specific rules and federal FLSA standards
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - Calculates earned and unearned premium by policy dates
- Shows daily rate and pro rata factors
- Displays full calculation formula with your numbers
- Handles leap years with actual calendar days
- Two cancellation-date rules: first day not covered or last covered day
- Provides total policy days, earned days, and unearned days
- Estimates straight-line pro rata return premium
- Calculations run locally in your browser
| - Dedicated calculation engines for California, Colorado, New York, Alaska, Nevada, and Oregon
- Daily overtime rules modeling (8-hour and 12-hour thresholds)
- Double-time (2.0x) pay calculation for extended shifts
- 7th consecutive day overtime tracking
- Itemized pay breakdown with legal citations
- Client-side privacy (no data sent to servers)
- Deterministic audit hashes for calculation verification
- Federal FLSA fallback for 45 jurisdictions
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| What makes it different | - Transparent straight-line pro rata calculation without fees, penalties or taxes
- Accounts for leap years and actual calendar days automatically
- Shows the complete formula filled in with your own policy numbers
| - Transparent, deterministic rule engine with no black-box estimations or AI-generated calculations
- Official government source verification with automated URL auditing
- Explicit disclosure of coverage gaps instead of misleading claims
- Handles daily overtime rules that standard 40-hour calculators miss
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| Community votes | 0 | 0 |
| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
| Trust Flow (Majestic) | 1 | 0 |
| Citation Flow (Majestic) | 17 | 13 |
| Referring domains (Majestic) | 12 | 1 |