| What it does | Free overtime pay calculator for all 50 states and DC with state-specific rules and federal FLSA standards
| Know exactly what home you can afford
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| Stage | Not given
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| Pricing model | Free
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| Pricing | Not given
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| Key features | - Dedicated calculation engines for California, Colorado, New York, Alaska, Nevada, and Oregon
- Daily overtime rules modeling (8-hour and 12-hour thresholds)
- Double-time (2.0x) pay calculation for extended shifts
- 7th consecutive day overtime tracking
- Itemized pay breakdown with legal citations
- Client-side privacy (no data sent to servers)
- Deterministic audit hashes for calculation verification
- Federal FLSA fallback for 45 jurisdictions
| - Debt-to-income ratio front and center
- Three affordability zones: green, amber, and red
- Buy, buy versus rent, and rent scenarios
- Real loan programs: Conventional, FHA, VA, USDA
- Live simulations with interactive charts
- State property-tax rates by county
- Export charts as PNG
- Pin and compare scenarios side-by-side
- No sign-up or account required
- All calculations run in browser with no data sent
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| What makes it different | - Transparent, deterministic rule engine with no black-box estimations or AI-generated calculations
- Official government source verification with automated URL auditing
- Explicit disclosure of coverage gaps instead of misleading claims
- Handles daily overtime rules that standard 40-hour calculators miss
| - Debt-to-income ratio as the core framework
- One tool for all three decisions: buy, buy-vs-rent, or rent
- Browser-based with complete privacy and no account needed
- Full PITI and real loan program rules built in
- See the full affordability range, not just one pre-approval number
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 13 | 0 |
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| Referring domains (Majestic) | 1 | 0 |
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OvertimePayRate
PlotYourHome