| What it does | Free overtime pay calculator for all 50 states and DC with state-specific rules and federal FLSA standards
| Mortgage payoff calculators that start from your loan's current balance
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Free
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| Pricing | Not given
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| Key features | - Dedicated calculation engines for California, Colorado, New York, Alaska, Nevada, and Oregon
- Daily overtime rules modeling (8-hour and 12-hour thresholds)
- Double-time (2.0x) pay calculation for extended shifts
- 7th consecutive day overtime tracking
- Itemized pay breakdown with legal citations
- Client-side privacy (no data sent to servers)
- Deterministic audit hashes for calculation verification
- Federal FLSA fallback for 45 jurisdictions
| - Extra payment calculator for monthly, yearly or lump-sum additions
- Amortization schedule with payment breakdown
- Mortgage payoff date calculator
- Principal vs interest crossover calculation
- Prepay vs invest comparison
- PMI removal timing and acceleration
- Mortgage recast calculator
- Refinance break-even analysis
- Biweekly payment calculator
- ARM calculator for adjustable-rate mortgages
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| What makes it different | - Transparent, deterministic rule engine with no black-box estimations or AI-generated calculations
- Official government source verification with automated URL auditing
- Explicit disclosure of coverage gaps instead of misleading claims
- Handles daily overtime rules that standard 40-hour calculators miss
| - Starts calculations from today's current loan balance instead of original amount
- Handles multiple payment patterns simultaneously
- Results round like a real lender for accuracy
- All calculations run locally with no data sent to servers
- Verified against published figures with automated testing
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 13 | 4 |
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| Referring domains (Majestic) | 1 | 1 |
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OvertimePayRate
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