| What it does | Free overtime pay calculator for all 50 states and DC with state-specific rules and federal FLSA standards
| Free mortgage modeling and affordability tools for homebuyers, homeowners, and investors
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
| US
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - Dedicated calculation engines for California, Colorado, New York, Alaska, Nevada, and Oregon
- Daily overtime rules modeling (8-hour and 12-hour thresholds)
- Double-time (2.0x) pay calculation for extended shifts
- 7th consecutive day overtime tracking
- Itemized pay breakdown with legal citations
- Client-side privacy (no data sent to servers)
- Deterministic audit hashes for calculation verification
- Federal FLSA fallback for 45 jurisdictions
| - Full amortization schedules with principal, interest, equity, and balance tracking month-by-month
- Adjustable-rate mortgage (ARM) analysis and modeling
- Extra payment impact analysis and calculation
- PMI calculation and removal timing
- Refinance and cash-out refinance scenario modeling
- Real-time results updating with any parameter change
- Affordability calculator with conservative, traditional, and maximum estimates
- Scenario comparison side-by-side
- Portfolio analysis for multiple properties
- CSV export functionality
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| What makes it different | - Transparent, deterministic rule engine with no black-box estimations or AI-generated calculations
- Official government source verification with automated URL auditing
- Explicit disclosure of coverage gaps instead of misleading claims
- Handles daily overtime rules that standard 40-hour calculators miss
| - Real-time results updating as you change any loan parameter
- No signup required to start using the calculator
- Embeddable widgets for banks, credit unions, and mortgage teams
- Available as Android app for on-the-go mortgage planning
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 13 | 0 |
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| Referring domains (Majestic) | 1 | 0 |
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