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OvertimePayRate vs firenum™

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

OvertimePayRate compared with firenum™
DetailOvertimePayRate logo OvertimePayRatefirenum™ logo firenum™
What it doesFree overtime pay calculator for all 50 states and DC with state-specific rules and federal FLSA standards Free FIRE financial planner with Monte Carlo simulation and historical backtesting
StageNot given Established
FoundedNot given 2019
Based inNot given Not given
Pricing modelFree Free
PricingNot given Not given
Key features
  • Dedicated calculation engines for California, Colorado, New York, Alaska, Nevada, and Oregon
  • Daily overtime rules modeling (8-hour and 12-hour thresholds)
  • Double-time (2.0x) pay calculation for extended shifts
  • 7th consecutive day overtime tracking
  • Itemized pay breakdown with legal citations
  • Client-side privacy (no data sent to servers)
  • Deterministic audit hashes for calculation verification
  • Federal FLSA fallback for 45 jurisdictions
  • Monte Carlo simulation with up to 5,000 runs
  • Historical backtesting against every market period since 1872
  • US federal, state and payroll tax calculations for all 50 states
  • Roth conversion ladder and RMD planning
  • Six stress tests including market crash and job loss
  • Three withdrawal strategies with 59.5 rule enforcement
  • Support for 9 asset types with individual growth rates
  • Month-by-month income and expense modeling with custom timelines
  • Life event planning
  • 9-currency support with auto-detection
What makes it different
  • Transparent, deterministic rule engine with no black-box estimations or AI-generated calculations
  • Official government source verification with automated URL auditing
  • Explicit disclosure of coverage gaps instead of misleading claims
  • Handles daily overtime rules that standard 40-hour calculators miss
  • Runs entirely in your browser with no account needed or data stored on servers
  • Tests retirement against 154 years of historical market data since 1872
  • Calculates exact tax liability for all 50 US states plus federal and payroll taxes
  • Completely private with no data collection, selling or sharing
  • Works offline on Android with full planner functionality
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check12 no change since last check
Trust Flow (Majestic)04
Citation Flow (Majestic)1334
Referring domains (Majestic)1127

4 details filled in for both companies.

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