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OvertimePayRate vs Coast FIRE Planner

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

OvertimePayRate compared with Coast FIRE Planner
DetailOvertimePayRate logo OvertimePayRateCoast FIRE Planner logo Coast FIRE Planner
What it doesFree overtime pay calculator for all 50 states and DC with state-specific rules and federal FLSA standards Find the month you can stop saving for retirement
StageNot given Not given
FoundedNot given Not given
Based inNot given CA
Pricing modelFree Free
PricingNot given Not given
Key features
  • Dedicated calculation engines for California, Colorado, New York, Alaska, Nevada, and Oregon
  • Daily overtime rules modeling (8-hour and 12-hour thresholds)
  • Double-time (2.0x) pay calculation for extended shifts
  • 7th consecutive day overtime tracking
  • Itemized pay breakdown with legal citations
  • Client-side privacy (no data sent to servers)
  • Deterministic audit hashes for calculation verification
  • Federal FLSA fallback for 45 jurisdictions
  • Shows the exact month you can stop saving
  • Runs 1,000 simulated markets to show odds of success
  • What-if scenarios for savings, returns, and fees
  • Accounts for investment fees and contribution raises
  • Share links to compare plans with others
  • No sign-up required
  • Calculations run in browser, data not stored
  • Shows formulas and assumptions transparently
What makes it different
  • Transparent, deterministic rule engine with no black-box estimations or AI-generated calculations
  • Official government source verification with automated URL auditing
  • Explicit disclosure of coverage gaps instead of misleading claims
  • Handles daily overtime rules that standard 40-hour calculators miss
  • Answers when you can stop saving, not just how much you need
  • No sign-up, no data stored, free to use
  • Shows odds of success with Monte Carlo simulations
  • Plain language explanations without financial jargon or hype
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)1316
Referring domains (Majestic)12

4 details filled in for both companies.

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