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NZ PAYE Calculator 2026/27 vs Should I Grade It?

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

NZ PAYE Calculator 2026/27 compared with Should I Grade It?
DetailNZ PAYE Calculator 2026/27 logo NZ PAYE Calculator 2026/27Should I Grade It? logo Should I Grade It?
What it doesFree NZ PAYE calculator for take-home pay, tax, ACC levy, KiwiSaver and student loan deductions Free Pokémon card grade checker
StageNot given Not given
FoundedNot given Not given
Based inNZ Not given
Pricing modelFree Freemium
PricingNot given Free: 7 full scans per month, live scan, grade estimate, values, decision, calculators and collection unlimited. Pro monthly: $3.99/month (rises to $4.99 for new subscribers January 1, 2027), unlimited scans. Pro yearly: $31.99/year, $2.67 per month, save 33% (rises to $39.99 for new subscribers Jan
Key features
  • Progressive tax bracket calculation (10.5% to 39%)
  • ACC earner's levy deduction at 1.75%
  • KiwiSaver contribution rates from 3.5% to 10%
  • Student loan repayment calculations above $24,128 threshold
  • Independent Earner Tax Credit for eligible incomes
  • Multiple pay frequency options (annual, monthly, fortnightly, weekly)
  • Detailed tax breakdown showing marginal and effective tax rates
  • No signup required
  • PSA grade estimation with centering, corners, edges and surface subgrades measured from photos
  • Card identification using CardSight AI matched to exact TCGplayer printing
  • Raw prices from TCGplayer refreshed daily for each printing variant
  • Graded values from median of recent eBay completed sales for PSA, CGC and Beckett
  • Collection tracker with daily valuation and price history charts synced across devices
  • Grade-or-not verdict calculated after subtracting grading fees, shipping and eBay fees
  • Price guide searchable by card name or number with separate prices for Shadowless, 1st Edition and other printings
  • Grade range showing likely grade plus how far it could swing based on photo limitations
  • Free account with email sign-up, no password required, optional collection sync across devices
What makes it different
  • Uses only official Inland Revenue rates and thresholds, updated regularly
  • Completely free with no account or data collection required
  • Instant calculations for all common salary situations
  • Comprehensive deductions in one place (tax, ACC, KiwiSaver, student loans)
  • No download required, runs directly in web browser on phone and computer
  • Built by an actual collector and reseller with dated real-world sales data
  • Independent and unaffiliated with PSA, graders, retailers or Pokémon Company
  • Live camera scanning with auto-straightening works at any angle, including full tilted surface check
  • Compares estimated grade and grading cost against raw and graded comps to show actual profit potential
Community votes00
DR (Domain Rating by Ahrefs)13 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)60
Citation Flow (Majestic)1315
Referring domains (Majestic)162

4 details filled in for both companies.

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