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MedDebt Calculator vs WorthCay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

MedDebt Calculator compared with WorthCay
DetailMedDebt Calculator logo MedDebt CalculatorWorthCay logo WorthCay
What it doesFree debt-planning simulator for medical students, residents, and physicians comparing PSLF, refinancing, and aggressive payoff strategies Free Coast FIRE calculator to track your progress toward financial independence
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Freemium
PricingFree tier: full calculator, all 21 specialty presets, strategy comparison, 3 saved scenarios, 15 AI Co-Pilot questions per day. Pro: $29/month or $199/year (save $150 annually)—adds PSLF payment tracker with reminders, refinancing window alerts, policy change alerts, unlimited scenarios, unlimited A Free plan with 90-day trial: up to 20 accounts, 3 months snapshot history, multi-currency support, advanced charts, data export. Premium Monthly: $6/month with unlimited accounts and unlimited snapshot history. Premium Yearly: $59.99/year with all features unlocked.
Key features
  • PSLF vs refinance vs aggressive payoff comparison
  • 21 specialty presets with salary and residency data
  • Real-time chart updates as inputs change
  • PSLF payment tracker (120 qualifying payments)
  • Expert mode for spouse modeling and job change scenarios
  • Disability coverage gap calculator link (MedDisabilityCalc)
  • Coast FIRE calculator
  • FIRE number calculator
  • Progress tracking over time
  • What-if scenario testing
  • Multi-currency support
  • Advanced charts and analytics
  • Data export in JSON and CSV
What makes it different
  • All data remains on your device; nothing is stored, tracked, or sold
  • Every number traces to published sources (AAMC, Marit Health, studentaid.gov)
  • Built by physicians' advocates with no affiliation to lenders or loan servicers
  • Organizes multiple real account types to match actual portfolio structure
  • No signup required to run calculator; optional account for saving progress
  • Immediate what-if analysis without reentering data
Community votes00
DR (Domain Rating by Ahrefs)3 no change since last check9 no change since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)2618
Referring domains (Majestic)2210

5 details filled in for both companies.

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