MedDebt Calculator vs Iota-Home

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

MedDebt Calculator compared with Iota-Home
Detail	MedDebt Calculator	Iota-Home
What it does	Free debt-planning simulator for medical students, residents, and physicians comparing PSLF, refinancing, and aggressive payoff strategies	Free mortgage modeling and affordability tools for homebuyers, homeowners, and investors
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	US
Pricing model	Freemium	Free
Pricing	Free tier: full calculator, all 21 specialty presets, strategy comparison, 3 saved scenarios, 15 AI Co-Pilot questions per day. Pro: $29/month or $199/year (save $150 annually)—adds PSLF payment tracker with reminders, refinancing window alerts, policy change alerts, unlimited scenarios, unlimited A	Not given
Key features	PSLF vs refinance vs aggressive payoff comparison 21 specialty presets with salary and residency data Real-time chart updates as inputs change PSLF payment tracker (120 qualifying payments) Expert mode for spouse modeling and job change scenarios Disability coverage gap calculator link (MedDisabilityCalc)	Full amortization schedules with principal, interest, equity, and balance tracking month-by-month Adjustable-rate mortgage (ARM) analysis and modeling Extra payment impact analysis and calculation PMI calculation and removal timing Refinance and cash-out refinance scenario modeling Real-time results updating with any parameter change Affordability calculator with conservative, traditional, and maximum estimates Scenario comparison side-by-side Portfolio analysis for multiple properties CSV export functionality
What makes it different	All data remains on your device; nothing is stored, tracked, or sold Every number traces to published sources (AAMC, Marit Health, studentaid.gov) Built by physicians' advocates with no affiliation to lenders or loan servicers	Real-time results updating as you change any loan parameter No signup required to start using the calculator Embeddable widgets for banks, credit unions, and mortgage teams Available as Android app for on-the-go mortgage planning
Community votes	0	0
DR (Domain Rating by Ahrefs)	3 no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	1	0
Citation Flow (Majestic)	26	0
Referring domains (Majestic)	22	0

4 details filled in for both companies.

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