MedDebt Calculator vs firenum™

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

MedDebt Calculator compared with firenum™
Detail	MedDebt Calculator	firenum™
What it does	Free debt-planning simulator for medical students, residents, and physicians comparing PSLF, refinancing, and aggressive payoff strategies	Free FIRE financial planner with Monte Carlo simulation and historical backtesting
Stage	Not given	Established
Founded	Not given	2019
Based in	Not given	Not given
Pricing model	Freemium	Free
Pricing	Free tier: full calculator, all 21 specialty presets, strategy comparison, 3 saved scenarios, 15 AI Co-Pilot questions per day. Pro: $29/month or $199/year (save $150 annually)—adds PSLF payment tracker with reminders, refinancing window alerts, policy change alerts, unlimited scenarios, unlimited A	Not given
Key features	PSLF vs refinance vs aggressive payoff comparison 21 specialty presets with salary and residency data Real-time chart updates as inputs change PSLF payment tracker (120 qualifying payments) Expert mode for spouse modeling and job change scenarios Disability coverage gap calculator link (MedDisabilityCalc)	Monte Carlo simulation with up to 5,000 runs Historical backtesting against every market period since 1872 US federal, state and payroll tax calculations for all 50 states Roth conversion ladder and RMD planning Six stress tests including market crash and job loss Three withdrawal strategies with 59.5 rule enforcement Support for 9 asset types with individual growth rates Month-by-month income and expense modeling with custom timelines Life event planning 9-currency support with auto-detection
What makes it different	All data remains on your device; nothing is stored, tracked, or sold Every number traces to published sources (AAMC, Marit Health, studentaid.gov) Built by physicians' advocates with no affiliation to lenders or loan servicers	Runs entirely in your browser with no account needed or data stored on servers Tests retirement against 154 years of historical market data since 1872 Calculates exact tax liability for all 50 US states plus federal and payroll taxes Completely private with no data collection, selling or sharing Works offline on Android with full planner functionality
Community votes	0	0
DR (Domain Rating by Ahrefs)	3 no change since last check	12 no change since last check
Trust Flow (Majestic)	1	4
Citation Flow (Majestic)	26	34
Referring domains (Majestic)	22	127

4 details filled in for both companies.

More alternatives to MedDebt Calculator More alternatives to firenum™