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MedDebt Calculator vs Clockbeam

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

MedDebt Calculator compared with Clockbeam
DetailMedDebt Calculator logo MedDebt CalculatorClockbeam logo Clockbeam
What it doesFree debt-planning simulator for medical students, residents, and physicians comparing PSLF, refinancing, and aggressive payoff strategies Free online digital clock with seconds, timer, stopwatch, and alarm
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Free
PricingFree tier: full calculator, all 21 specialty presets, strategy comparison, 3 saved scenarios, 15 AI Co-Pilot questions per day. Pro: $29/month or $199/year (save $150 annually)—adds PSLF payment tracker with reminders, refinancing window alerts, policy change alerts, unlimited scenarios, unlimited A All tools are free with no subscription or payment required.
Key features
  • PSLF vs refinance vs aggressive payoff comparison
  • 21 specialty presets with salary and residency data
  • Real-time chart updates as inputs change
  • PSLF payment tracker (120 qualifying payments)
  • Expert mode for spouse modeling and job change scenarios
  • Disability coverage gap calculator link (MedDisabilityCalc)
  • Digital clock with seconds and date display
  • Multiple display styles: minimal, flip, analog, scenic
  • Fullscreen mode for classroom or second screen
  • Countdown timer
  • Stopwatch with lap support
  • Online alarm with custom sounds
  • World clock for multiple time zones
  • Meeting time planner comparing working hours
  • Pomodoro timer
  • Customizable display options and themes
What makes it different
  • All data remains on your device; nothing is stored, tracked, or sold
  • Every number traces to published sources (AAMC, Marit Health, studentaid.gov)
  • Built by physicians' advocates with no affiliation to lenders or loan servicers
  • Completely free with no account required
  • Works on all devices without installation
  • No promise of alarm accuracy after closing browser
  • Settings persist in browser with export option
  • Accurate to device time with timezone customization
Community votes00
DR (Domain Rating by Ahrefs)3 no change since last check23 no change since last check
Trust Flow (Majestic)17
Citation Flow (Majestic)2625
Referring domains (Majestic)2275

5 details filled in for both companies.

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