MedDebt Calculator vs BaZi Calculator

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

MedDebt Calculator compared with BaZi Calculator
Detail	MedDebt Calculator	BaZi Calculator
What it does	Free debt-planning simulator for medical students, residents, and physicians comparing PSLF, refinancing, and aggressive payoff strategies	Free Four Pillars of Destiny chart calculator with true solar time
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Freemium	Freemium
Pricing	Free tier: full calculator, all 21 specialty presets, strategy comparison, 3 saved scenarios, 15 AI Co-Pilot questions per day. Pro: $29/month or $199/year (save $150 annually)—adds PSLF payment tracker with reminders, refinancing window alerts, policy change alerts, unlimited scenarios, unlimited A	Charts and tools free. AI readings: 1 reading for $4.99, 3 readings for $9.99, 10 readings for $19.99.
Key features	PSLF vs refinance vs aggressive payoff comparison 21 specialty presets with salary and residency data Real-time chart updates as inputs change PSLF payment tracker (120 qualifying payments) Expert mode for spouse modeling and job change scenarios Disability coverage gap calculator link (MedDisabilityCalc)	Four Pillars with hidden stems and heavenly stems and earthly branches Day Master calculation and analysis Ten Gods relationship mapping Five Elements distribution with visible and hidden stems Luck Pillars with ten-year periods and annual pillars True solar time calculation with longitude and equation of time correction Two-chart comparison showing stem/branch relations Export and print functionality including PDF and JSON download Time range input for uncertain birth times Bilingual interface in English and Simplified Chinese
What makes it different	All data remains on your device; nothing is stored, tracked, or sold Every number traces to published sources (AAMC, Marit Health, studentaid.gov) Built by physicians' advocates with no affiliation to lenders or loan servicers	All calculation rules published and adjustable, showing which rule produced each result Solar-term boundaries computed astronomically to the minute with historical time zone accuracy No prediction claims; presents charts as cultural and reflective, not scientific forecasts Works without birth time by showing stable and candidate pillars No account required for calculation; optional saving and one free AI reading after Google sign-in
Community votes	0	0
DR (Domain Rating by Ahrefs)	3 no change since last check	11 no change since last check
Trust Flow (Majestic)	1	9
Citation Flow (Majestic)	26	30
Referring domains (Majestic)	22	45

5 details filled in for both companies.

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