| What it does | Free debt-planning simulator for medical students, residents, and physicians comparing PSLF, refinancing, and aggressive payoff strategies
| Ascendant calculator for Italy and the world with IANA timezone conversion and historical rules
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
| IT
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| Pricing model | Freemium
| Free
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| Pricing | Free tier: full calculator, all 21 specialty presets, strategy comparison, 3 saved scenarios, 15 AI Co-Pilot questions per day. Pro: $29/month or $199/year (save $150 annually)—adds PSLF payment tracker with reminders, refinancing window alerts, policy change alerts, unlimited scenarios, unlimited A
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| Key features | - PSLF vs refinance vs aggressive payoff comparison
- 21 specialty presets with salary and residency data
- Real-time chart updates as inputs change
- PSLF payment tracker (120 qualifying payments)
- Expert mode for spouse modeling and job change scenarios
- Disability coverage gap calculator link (MedDisabilityCalc)
| - IANA timezone conversion with historical rules for accurate local to UTC conversion
- Supports over 7,800 Italian cities and 165,000 global cities
- Shows margin of error with ±15, ±30, or ±60 minute options
- Multi-level personalized reading including base description, decan analysis, and sun-ascendant synthesis
- Daylight saving time automatically applied based on historical rules for location and date
- All calculations processed locally in browser with no data sent to external services
- Cusps warning to alert when result is near a zodiac sign boundary
- Monthly table tool for quick checks across different times and signs
- Combined moon and ascendant calculator in one tool
- Chrome extension for quick ascendant checks from the browser
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| What makes it different | - All data remains on your device; nothing is stored, tracked, or sold
- Every number traces to published sources (AAMC, Marit Health, studentaid.gov)
- Built by physicians' advocates with no affiliation to lenders or loan servicers
| - Transparent about uncertainty: displays margin of error and warns when result is near sign boundaries
- Uses reliable IANA timezone database with historical rules, not approximations
- Privacy-first: all computation happens locally in the browser without storing or sending personal data
- Clear explanations of calculation method, limits, and how to interpret results
- Independent project maintained transparently by a single developer
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| Community votes | 0 | 0 |
| DR (Domain Rating by Ahrefs) | 3 ● no change since last check | 20 ● no change since last check |
| Trust Flow (Majestic) | 1 | 8 |
| Citation Flow (Majestic) | 26 | 23 |
| Referring domains (Majestic) | 22 | 53 |