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Handy Money Tools vs Should I Grade It?

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Handy Money Tools compared with Should I Grade It?
DetailHandy Money Tools logo Handy Money ToolsShould I Grade It? logo Should I Grade It?
What it doesFree UK money calculators for tax, mortgages, loans, savings and everyday maths Free Pokémon card grade checker
StageNot given Not given
FoundedNot given Not given
Based inGB Not given
Pricing modelFree Freemium
PricingNot given Free: 7 full scans per month, live scan, grade estimate, values, decision, calculators and collection unlimited. Pro monthly: $3.99/month (rises to $4.99 for new subscribers January 1, 2027), unlimited scans. Pro yearly: $31.99/year, $2.67 per month, save 33% (rises to $39.99 for new subscribers Jan
Key features
  • Take-home pay calculator for income tax and National Insurance
  • Salary to hourly wage converter
  • Student loan repayment calculator for Plans 1, 2, 4, 5 and postgraduate
  • Mortgage repayment calculator
  • Stamp Duty Land Tax calculator for England and Northern Ireland
  • Compound interest and savings goal projections
  • Debt payoff and credit card repayment planner
  • VAT calculator
  • Monthly budget builder
  • Currency converter
  • PSA grade estimation with centering, corners, edges and surface subgrades measured from photos
  • Card identification using CardSight AI matched to exact TCGplayer printing
  • Raw prices from TCGplayer refreshed daily for each printing variant
  • Graded values from median of recent eBay completed sales for PSA, CGC and Beckett
  • Collection tracker with daily valuation and price history charts synced across devices
  • Grade-or-not verdict calculated after subtracting grading fees, shipping and eBay fees
  • Price guide searchable by card name or number with separate prices for Shadowless, 1st Edition and other printings
  • Grade range showing likely grade plus how far it could swing based on photo limitations
  • Free account with email sign-up, no password required, optional collection sync across devices
What makes it different
  • No signup required to use any calculator
  • All calculators use official UK tax rates with documented update dates
  • Consistent structure with worked examples and FAQ for every tool
  • Designed for search accuracy and transparency
  • Clear disclaimers and not personalised financial advice
  • No download required, runs directly in web browser on phone and computer
  • Built by an actual collector and reseller with dated real-world sales data
  • Independent and unaffiliated with PSA, graders, retailers or Pokémon Company
  • Live camera scanning with auto-straightening works at any angle, including full tilted surface check
  • Compares estimated grade and grading cost against raw and graded comps to show actual profit potential
Community votes00
DR (Domain Rating by Ahrefs)2 +2 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)015
Referring domains (Majestic)02

4 details filled in for both companies.

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