| What it does | Free Bazi Chart Calculator with True Solar Time and AI Interpretation
| Free mortgage recast calculator and educational guides for homeowners
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
| US
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| Pricing model | Freemium
| Free
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| Pricing | Free basic chart, Ten Gods, hidden stems, and luck cycles. Paid one-time reports: complete life reading with 3-year outlook and 90-day action plan (price not specified). Credit packs available for full reports, follow-ups, and advisor chats; first top-up receives 20 bonus credits. Personal AI Adviso
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| Key features | - Free Four Pillars chart with true solar time calibration and historical time zone handling
- Hidden Stems and Ten Gods visualization
- Decade-long and year-by-year luck cycle analysis
- Register to save multiple charts for family members
- Complete life reading exploring personality, work, relationships, and life stages
- Personal AI Advisor for ongoing conversation about chart and life choices
- 3-year outlook with strategic timing guidance
- 90-day action plan with tactical focus and concrete steps
- Solar time calibration tool to verify time zone and boundary adjustments
| - Estimates new monthly principal and interest payment after recast
- Calculates monthly payment savings
- Projects estimated payoff date after recast
- Estimates total interest saved from principal reduction
- All calculations run locally in browser with no data transmission
- Educational guides on mortgage recast concepts and strategies
- Comparison of recast versus extra principal payment strategies
- Information on mortgage recast fees and lender conditions
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| What makes it different | - Transparent calculation with defined rules allowing verification of chart results
- True solar time and historical time zone handling for accurate chart generation
- Separation of chart calculation from interpretation for evidence-based analysis
- One-time payments with zero automatic renewals or hidden charges
- Open-source kit for developers to integrate Bazi charting into their applications
| - Free tool that keeps all mortgage data private in your browser
- No registration or account required to use the calculator
- Plain-English guides help homeowners prepare questions for their servicer
- Educational focus on practical mortgage decisions with appropriate caution
- Explains differences between recast and refinance options
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 2 ● no change since last check | 1 ● no change since last check |
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| Trust Flow (Majestic) | 1 | 3 |
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| Citation Flow (Majestic) | 15 | 11 |
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| Referring domains (Majestic) | 15 | 1 |
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Yuanzi Zhiyi