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WorthCay vs RecastMate

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

WorthCay compared with RecastMate
DetailWorthCay logo WorthCay RecastMate
What it doesFree Coast FIRE calculator to track your progress toward financial independence Free mortgage recast calculator and educational guides for homeowners
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelFreemium Free
PricingFree plan with 90-day trial: up to 20 accounts, 3 months snapshot history, multi-currency support, advanced charts, data export. Premium Monthly: $6/month with unlimited accounts and unlimited snapshot history. Premium Yearly: $59.99/year with all features unlocked. Not given
Key features
  • Coast FIRE calculator
  • FIRE number calculator
  • Progress tracking over time
  • What-if scenario testing
  • Multi-currency support
  • Advanced charts and analytics
  • Data export in JSON and CSV
  • Estimates new monthly principal and interest payment after recast
  • Calculates monthly payment savings
  • Projects estimated payoff date after recast
  • Estimates total interest saved from principal reduction
  • All calculations run locally in browser with no data transmission
  • Educational guides on mortgage recast concepts and strategies
  • Comparison of recast versus extra principal payment strategies
  • Information on mortgage recast fees and lender conditions
What makes it different
  • Organizes multiple real account types to match actual portfolio structure
  • No signup required to run calculator; optional account for saving progress
  • Immediate what-if analysis without reentering data
  • Free tool that keeps all mortgage data private in your browser
  • No registration or account required to use the calculator
  • Plain-English guides help homeowners prepare questions for their servicer
  • Educational focus on practical mortgage decisions with appropriate caution
  • Explains differences between recast and refinance options
Community votes00
DR (Domain Rating by Ahrefs)9 no change since last check1 no change since last check
Trust Flow (Majestic)03
Citation Flow (Majestic)1811
Referring domains (Majestic)101

4 details filled in for both companies.

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