| What it does | Project retirement savings in a Roth IRA versus a simplified taxable account
| Free Four Pillars of Destiny chart calculator with true solar time
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Free
| Freemium
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| Pricing | Not given
| Charts and tools free. AI readings: 1 reading for $4.99, 3 readings for $9.99, 10 readings for $19.99.
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| Key features | - Year-by-year balance projections with growth and tax tracking
- Contribution timing selector for beginning or end of year
- Detailed comparison table showing Roth advantage over taxable account
- Balance accumulation graph by age
| - Four Pillars with hidden stems and heavenly stems and earthly branches
- Day Master calculation and analysis
- Ten Gods relationship mapping
- Five Elements distribution with visible and hidden stems
- Luck Pillars with ten-year periods and annual pillars
- True solar time calculation with longitude and equation of time correction
- Two-chart comparison showing stem/branch relations
- Export and print functionality including PDF and JSON download
- Time range input for uncertain birth times
- Bilingual interface in English and Simplified Chinese
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| What makes it different | - Compares tax-deferred growth in Roth versus tax-drag in taxable accounts under identical contributions
- Transparent calculation methodology with disclosed assumptions and limitations
- Separates contribution principal from modeled growth in results
| - All calculation rules published and adjustable, showing which rule produced each result
- Solar-term boundaries computed astronomically to the minute with historical time zone accuracy
- No prediction claims; presents charts as cultural and reflective, not scientific forecasts
- Works without birth time by showing stable and candidate pillars
- No account required for calculation; optional saving and one free AI reading after Google sign-in
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 53 ▲ +1 (up) since last check | 11 ● no change since last check |
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| Trust Flow (Majestic) | 10 | 9 |
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| Citation Flow (Majestic) | 29 | 30 |
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| Referring domains (Majestic) | 80 | 45 |
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Roth IRA Calculator
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