| What it does | Free Canadian housing calculators and Excel templates to compare real costs, commutes and neighbourhood trade-offs
| Know exactly what home you can afford
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| Stage | Not given
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| Based in | CA
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| Pricing model | Free
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| Key features | - Online calculators that show the full costs of housing beyond mortgage or rent
- Compare two locations by household costs and commuting time
- Rent vs buy comparison over time
- Five-year financial projection tool
- Free downloadable Excel templates for housing planning
- Calculator inputs saved in browser session
- All calculations show assumptions for verification
| - Debt-to-income ratio front and center
- Three affordability zones: green, amber, and red
- Buy, buy versus rent, and rent scenarios
- Real loan programs: Conventional, FHA, VA, USDA
- Live simulations with interactive charts
- State property-tax rates by county
- Export charts as PNG
- Pin and compare scenarios side-by-side
- No sign-up or account required
- All calculations run in browser with no data sent
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| What makes it different | - Educational models with transparent assumptions that users can modify and verify
- Combines calculators with explanatory articles backed by primary sources
- Treats renters as permanent audience, not future buyers
- All tools and templates completely free with no paywall
| - Debt-to-income ratio as the core framework
- One tool for all three decisions: buy, buy-vs-rent, or rent
- Browser-based with complete privacy and no account needed
- Full PITI and real loan program rules built in
- See the full affordability range, not just one pre-approval number
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 1 | 0 |
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| Citation Flow (Majestic) | 17 | 0 |
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| Referring domains (Majestic) | 2 | 0 |
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PlotYourHome