| What it does | Free Canadian housing calculators and Excel templates to compare real costs, commutes and neighbourhood trade-offs
| Free FIRE financial planner with Monte Carlo simulation and historical backtesting
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| Stage | Not given
| Established
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| Founded | Not given
| 2019
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| Based in | CA
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - Online calculators that show the full costs of housing beyond mortgage or rent
- Compare two locations by household costs and commuting time
- Rent vs buy comparison over time
- Five-year financial projection tool
- Free downloadable Excel templates for housing planning
- Calculator inputs saved in browser session
- All calculations show assumptions for verification
| - Monte Carlo simulation with up to 5,000 runs
- Historical backtesting against every market period since 1872
- US federal, state and payroll tax calculations for all 50 states
- Roth conversion ladder and RMD planning
- Six stress tests including market crash and job loss
- Three withdrawal strategies with 59.5 rule enforcement
- Support for 9 asset types with individual growth rates
- Month-by-month income and expense modeling with custom timelines
- Life event planning
- 9-currency support with auto-detection
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| What makes it different | - Educational models with transparent assumptions that users can modify and verify
- Combines calculators with explanatory articles backed by primary sources
- Treats renters as permanent audience, not future buyers
- All tools and templates completely free with no paywall
| - Runs entirely in your browser with no account needed or data stored on servers
- Tests retirement against 154 years of historical market data since 1872
- Calculates exact tax liability for all 50 US states plus federal and payroll taxes
- Completely private with no data collection, selling or sharing
- Works offline on Android with full planner functionality
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 12 ● no change since last check |
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| Trust Flow (Majestic) | 1 | 4 |
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| Citation Flow (Majestic) | 17 | 34 |
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| Referring domains (Majestic) | 2 | 127 |
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firenum™