ProRataWise vs WorthCay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ProRataWise compared with WorthCay
Detail	ProRataWise	WorthCay
What it does	Pro rata calculator for insurance premiums	Free Coast FIRE calculator to track your progress toward financial independence
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Free	Freemium
Pricing	Not given	Free plan with 90-day trial: up to 20 accounts, 3 months snapshot history, multi-currency support, advanced charts, data export. Premium Monthly: $6/month with unlimited accounts and unlimited snapshot history. Premium Yearly: $59.99/year with all features unlocked.
Key features	Calculates earned and unearned premium by policy dates Shows daily rate and pro rata factors Displays full calculation formula with your numbers Handles leap years with actual calendar days Two cancellation-date rules: first day not covered or last covered day Provides total policy days, earned days, and unearned days Estimates straight-line pro rata return premium Calculations run locally in your browser	Coast FIRE calculator FIRE number calculator Progress tracking over time What-if scenario testing Multi-currency support Advanced charts and analytics Data export in JSON and CSV
What makes it different	Transparent straight-line pro rata calculation without fees, penalties or taxes Accounts for leap years and actual calendar days automatically Shows the complete formula filled in with your own policy numbers	Organizes multiple real account types to match actual portfolio structure No signup required to run calculator; optional account for saving progress Immediate what-if analysis without reentering data
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	9 no change since last check
Trust Flow (Majestic)	1	0
Citation Flow (Majestic)	17	18
Referring domains (Majestic)	12	10

4 details filled in for both companies.

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