| What it does | Pro rata calculator for insurance premiums
| Know exactly what home you can afford
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - Calculates earned and unearned premium by policy dates
- Shows daily rate and pro rata factors
- Displays full calculation formula with your numbers
- Handles leap years with actual calendar days
- Two cancellation-date rules: first day not covered or last covered day
- Provides total policy days, earned days, and unearned days
- Estimates straight-line pro rata return premium
- Calculations run locally in your browser
| - Debt-to-income ratio front and center
- Three affordability zones: green, amber, and red
- Buy, buy versus rent, and rent scenarios
- Real loan programs: Conventional, FHA, VA, USDA
- Live simulations with interactive charts
- State property-tax rates by county
- Export charts as PNG
- Pin and compare scenarios side-by-side
- No sign-up or account required
- All calculations run in browser with no data sent
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| What makes it different | - Transparent straight-line pro rata calculation without fees, penalties or taxes
- Accounts for leap years and actual calendar days automatically
- Shows the complete formula filled in with your own policy numbers
| - Debt-to-income ratio as the core framework
- One tool for all three decisions: buy, buy-vs-rent, or rent
- Browser-based with complete privacy and no account needed
- Full PITI and real loan program rules built in
- See the full affordability range, not just one pre-approval number
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 1 | 0 |
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| Citation Flow (Majestic) | 17 | 0 |
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| Referring domains (Majestic) | 12 | 0 |
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ProRataWise
PlotYourHome