ProRataWise vs Lunara

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ProRataWise compared with Lunara
Detail	ProRataWise	Lunara
What it does	Pro rata calculator for insurance premiums	Free natal chart calculator and astrology tools powered by Swiss Ephemeris
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	ES
Pricing model	Free	Freemium
Pricing	Not given	Free natal charts and core tools with no sign-up required. Optional paid readings available at user-determined pricing.
Key features	Calculates earned and unearned premium by policy dates Shows daily rate and pro rata factors Displays full calculation formula with your numbers Handles leap years with actual calendar days Two cancellation-date rules: first day not covered or last covered day Provides total policy days, earned days, and unearned days Estimates straight-line pro rata return premium Calculations run locally in your browser	Natal chart calculation with Sun, Moon, Rising and planetary positions Swiss Ephemeris precision for planetary calculations Synastry charts for relationship compatibility analysis Celebrity chart database and lookup Moon phase information Chart of the moment transit information AI-generated personalized astrological readings
What makes it different	Transparent straight-line pro rata calculation without fees, penalties or taxes Accounts for leap years and actual calendar days automatically Shows the complete formula filled in with your own policy numbers	No sign-up required for basic natal chart generation Free access to all core astrology tools Completely private with optional data deletion User-set pricing for optional paid readings
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	1	1
Citation Flow (Majestic)	17	28
Referring domains (Majestic)	12	17

4 details filled in for both companies.

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