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ProRataWise vs Iota-Home

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ProRataWise compared with Iota-Home
DetailProRataWise logo ProRataWiseIota-Home logo Iota-Home
What it doesPro rata calculator for insurance premiums Free mortgage modeling and affordability tools for homebuyers, homeowners, and investors
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelFree Free
PricingNot given Not given
Key features
  • Calculates earned and unearned premium by policy dates
  • Shows daily rate and pro rata factors
  • Displays full calculation formula with your numbers
  • Handles leap years with actual calendar days
  • Two cancellation-date rules: first day not covered or last covered day
  • Provides total policy days, earned days, and unearned days
  • Estimates straight-line pro rata return premium
  • Calculations run locally in your browser
  • Full amortization schedules with principal, interest, equity, and balance tracking month-by-month
  • Adjustable-rate mortgage (ARM) analysis and modeling
  • Extra payment impact analysis and calculation
  • PMI calculation and removal timing
  • Refinance and cash-out refinance scenario modeling
  • Real-time results updating with any parameter change
  • Affordability calculator with conservative, traditional, and maximum estimates
  • Scenario comparison side-by-side
  • Portfolio analysis for multiple properties
  • CSV export functionality
What makes it different
  • Transparent straight-line pro rata calculation without fees, penalties or taxes
  • Accounts for leap years and actual calendar days automatically
  • Shows the complete formula filled in with your own policy numbers
  • Real-time results updating as you change any loan parameter
  • No signup required to start using the calculator
  • Embeddable widgets for banks, credit unions, and mortgage teams
  • Available as Android app for on-the-go mortgage planning
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)170
Referring domains (Majestic)120

4 details filled in for both companies.

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