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ProRataWise vs Handy Money Tools

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ProRataWise compared with Handy Money Tools
DetailProRataWise logo ProRataWiseHandy Money Tools logo Handy Money Tools
What it doesPro rata calculator for insurance premiums Free UK money calculators for tax, mortgages, loans, savings and everyday maths
StageNot given Not given
FoundedNot given Not given
Based inNot given GB
Pricing modelFree Free
PricingNot given Not given
Key features
  • Calculates earned and unearned premium by policy dates
  • Shows daily rate and pro rata factors
  • Displays full calculation formula with your numbers
  • Handles leap years with actual calendar days
  • Two cancellation-date rules: first day not covered or last covered day
  • Provides total policy days, earned days, and unearned days
  • Estimates straight-line pro rata return premium
  • Calculations run locally in your browser
  • Take-home pay calculator for income tax and National Insurance
  • Salary to hourly wage converter
  • Student loan repayment calculator for Plans 1, 2, 4, 5 and postgraduate
  • Mortgage repayment calculator
  • Stamp Duty Land Tax calculator for England and Northern Ireland
  • Compound interest and savings goal projections
  • Debt payoff and credit card repayment planner
  • VAT calculator
  • Monthly budget builder
  • Currency converter
What makes it different
  • Transparent straight-line pro rata calculation without fees, penalties or taxes
  • Accounts for leap years and actual calendar days automatically
  • Shows the complete formula filled in with your own policy numbers
  • No signup required to use any calculator
  • All calculators use official UK tax rates with documented update dates
  • Consistent structure with worked examples and FAQ for every tool
  • Designed for search accuracy and transparency
  • Clear disclaimers and not personalised financial advice
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check2 +2 (up) since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)170
Referring domains (Majestic)120

4 details filled in for both companies.

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