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ProRataWise vs Gainly

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ProRataWise compared with Gainly
DetailProRataWise logo ProRataWiseGainly logo Gainly
What it doesPro rata calculator for insurance premiums Free calculators for Indian financial planning, built on official rates and rules
StageNot given Not given
FoundedNot given Not given
Based inNot given IN
Pricing modelFree Free
PricingNot given Not given
Key features
  • Calculates earned and unearned premium by policy dates
  • Shows daily rate and pro rata factors
  • Displays full calculation formula with your numbers
  • Handles leap years with actual calendar days
  • Two cancellation-date rules: first day not covered or last covered day
  • Provides total policy days, earned days, and unearned days
  • Estimates straight-line pro rata return premium
  • Calculations run locally in your browser
  • SIP calculator for monthly investment growth
  • EMI calculator for loans
  • Income tax calculator for new and old regime comparison
  • Retirement and NPS calculators
  • GST calculator
  • Formulas shown with worked examples for verification
  • Support for multiple languages: English, Gujarati and Hindi
  • Updated with current tax slabs, rates and government rules
What makes it different
  • Transparent straight-line pro rata calculation without fees, penalties or taxes
  • Accounts for leap years and actual calendar days automatically
  • Shows the complete formula filled in with your own policy numbers
  • Built on the same methods used by banks, India Post and the Income Tax Department
  • Every formula is shown with a worked example so you can verify the math
  • Completely free with no sign-up or personal information required
  • Results are shareable via links that preserve your numbers
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check2 no change since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)170
Referring domains (Majestic)120

4 details filled in for both companies.

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