| What it does | Pro rata calculator for insurance premiums
| Free FIRE financial planner with Monte Carlo simulation and historical backtesting
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| Stage | Not given
| Established
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| Founded | Not given
| 2019
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| Based in | Not given
| Not given
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| Pricing model | Free
| Free
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| Pricing | Not given
| Not given
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| Key features | - Calculates earned and unearned premium by policy dates
- Shows daily rate and pro rata factors
- Displays full calculation formula with your numbers
- Handles leap years with actual calendar days
- Two cancellation-date rules: first day not covered or last covered day
- Provides total policy days, earned days, and unearned days
- Estimates straight-line pro rata return premium
- Calculations run locally in your browser
| - Monte Carlo simulation with up to 5,000 runs
- Historical backtesting against every market period since 1872
- US federal, state and payroll tax calculations for all 50 states
- Roth conversion ladder and RMD planning
- Six stress tests including market crash and job loss
- Three withdrawal strategies with 59.5 rule enforcement
- Support for 9 asset types with individual growth rates
- Month-by-month income and expense modeling with custom timelines
- Life event planning
- 9-currency support with auto-detection
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| What makes it different | - Transparent straight-line pro rata calculation without fees, penalties or taxes
- Accounts for leap years and actual calendar days automatically
- Shows the complete formula filled in with your own policy numbers
| - Runs entirely in your browser with no account needed or data stored on servers
- Tests retirement against 154 years of historical market data since 1872
- Calculates exact tax liability for all 50 US states plus federal and payroll taxes
- Completely private with no data collection, selling or sharing
- Works offline on Android with full planner functionality
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 12 ● no change since last check |
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| Trust Flow (Majestic) | 1 | 4 |
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| Citation Flow (Majestic) | 17 | 34 |
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| Referring domains (Majestic) | 12 | 127 |
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ProRataWise
firenum™