| What it does | Pro rata calculator for insurance premiums
| Free online digital clock with seconds, timer, stopwatch, and alarm
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Free
| Free
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| Pricing | Not given
| All tools are free with no subscription or payment required.
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| Key features | - Calculates earned and unearned premium by policy dates
- Shows daily rate and pro rata factors
- Displays full calculation formula with your numbers
- Handles leap years with actual calendar days
- Two cancellation-date rules: first day not covered or last covered day
- Provides total policy days, earned days, and unearned days
- Estimates straight-line pro rata return premium
- Calculations run locally in your browser
| - Digital clock with seconds and date display
- Multiple display styles: minimal, flip, analog, scenic
- Fullscreen mode for classroom or second screen
- Countdown timer
- Stopwatch with lap support
- Online alarm with custom sounds
- World clock for multiple time zones
- Meeting time planner comparing working hours
- Pomodoro timer
- Customizable display options and themes
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| What makes it different | - Transparent straight-line pro rata calculation without fees, penalties or taxes
- Accounts for leap years and actual calendar days automatically
- Shows the complete formula filled in with your own policy numbers
| - Completely free with no account required
- Works on all devices without installation
- No promise of alarm accuracy after closing browser
- Settings persist in browser with export option
- Accurate to device time with timezone customization
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 23 ● no change since last check |
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| Trust Flow (Majestic) | 1 | 7 |
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| Citation Flow (Majestic) | 17 | 25 |
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| Referring domains (Majestic) | 12 | 75 |
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ProRataWise
Clockbeam