| What it does | Pro rata calculator for insurance premiums
| Free Four Pillars of Destiny chart calculator with true solar time
|
|---|
| Stage | Not given
| Not given
|
|---|
| Founded | Not given
| Not given
|
|---|
| Based in | Not given
| Not given
|
|---|
| Pricing model | Free
| Freemium
|
|---|
| Pricing | Not given
| Charts and tools free. AI readings: 1 reading for $4.99, 3 readings for $9.99, 10 readings for $19.99.
|
|---|
| Key features | - Calculates earned and unearned premium by policy dates
- Shows daily rate and pro rata factors
- Displays full calculation formula with your numbers
- Handles leap years with actual calendar days
- Two cancellation-date rules: first day not covered or last covered day
- Provides total policy days, earned days, and unearned days
- Estimates straight-line pro rata return premium
- Calculations run locally in your browser
| - Four Pillars with hidden stems and heavenly stems and earthly branches
- Day Master calculation and analysis
- Ten Gods relationship mapping
- Five Elements distribution with visible and hidden stems
- Luck Pillars with ten-year periods and annual pillars
- True solar time calculation with longitude and equation of time correction
- Two-chart comparison showing stem/branch relations
- Export and print functionality including PDF and JSON download
- Time range input for uncertain birth times
- Bilingual interface in English and Simplified Chinese
|
|---|
| What makes it different | - Transparent straight-line pro rata calculation without fees, penalties or taxes
- Accounts for leap years and actual calendar days automatically
- Shows the complete formula filled in with your own policy numbers
| - All calculation rules published and adjustable, showing which rule produced each result
- Solar-term boundaries computed astronomically to the minute with historical time zone accuracy
- No prediction claims; presents charts as cultural and reflective, not scientific forecasts
- Works without birth time by showing stable and candidate pillars
- No account required for calculation; optional saving and one free AI reading after Google sign-in
|
|---|
| Community votes | 0 | 0 |
|---|
| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 11 ● no change since last check |
|---|
| Trust Flow (Majestic) | 1 | 9 |
|---|
| Citation Flow (Majestic) | 17 | 30 |
|---|
| Referring domains (Majestic) | 12 | 45 |
|---|
ProRataWise
BaZi Calculator