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PlotYourHome vs Yuanzi Zhiyi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PlotYourHome compared with Yuanzi Zhiyi
DetailPlotYourHome logo PlotYourHomeYuanzi Zhiyi logo Yuanzi Zhiyi
What it doesKnow exactly what home you can afford Free Bazi Chart Calculator with True Solar Time and AI Interpretation
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFree Freemium
PricingNot given Free basic chart, Ten Gods, hidden stems, and luck cycles. Paid one-time reports: complete life reading with 3-year outlook and 90-day action plan (price not specified). Credit packs available for full reports, follow-ups, and advisor chats; first top-up receives 20 bonus credits. Personal AI Adviso
Key features
  • Debt-to-income ratio front and center
  • Three affordability zones: green, amber, and red
  • Buy, buy versus rent, and rent scenarios
  • Real loan programs: Conventional, FHA, VA, USDA
  • Live simulations with interactive charts
  • State property-tax rates by county
  • Export charts as PNG
  • Pin and compare scenarios side-by-side
  • No sign-up or account required
  • All calculations run in browser with no data sent
  • Free Four Pillars chart with true solar time calibration and historical time zone handling
  • Hidden Stems and Ten Gods visualization
  • Decade-long and year-by-year luck cycle analysis
  • Register to save multiple charts for family members
  • Complete life reading exploring personality, work, relationships, and life stages
  • Personal AI Advisor for ongoing conversation about chart and life choices
  • 3-year outlook with strategic timing guidance
  • 90-day action plan with tactical focus and concrete steps
  • Solar time calibration tool to verify time zone and boundary adjustments
What makes it different
  • Debt-to-income ratio as the core framework
  • One tool for all three decisions: buy, buy-vs-rent, or rent
  • Browser-based with complete privacy and no account needed
  • Full PITI and real loan program rules built in
  • See the full affordability range, not just one pre-approval number
  • Transparent calculation with defined rules allowing verification of chart results
  • True solar time and historical time zone handling for accurate chart generation
  • Separation of chart calculation from interpretation for evidence-based analysis
  • One-time payments with zero automatic renewals or hidden charges
  • Open-source kit for developers to integrate Bazi charting into their applications
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check2 no change since last check
Trust Flow (Majestic)01
Citation Flow (Majestic)015
Referring domains (Majestic)015

4 details filled in for both companies.

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