| What it does | Know exactly what home you can afford
| Free mortgage recast calculator and educational guides for homeowners
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
| US
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - Debt-to-income ratio front and center
- Three affordability zones: green, amber, and red
- Buy, buy versus rent, and rent scenarios
- Real loan programs: Conventional, FHA, VA, USDA
- Live simulations with interactive charts
- State property-tax rates by county
- Export charts as PNG
- Pin and compare scenarios side-by-side
- No sign-up or account required
- All calculations run in browser with no data sent
| - Estimates new monthly principal and interest payment after recast
- Calculates monthly payment savings
- Projects estimated payoff date after recast
- Estimates total interest saved from principal reduction
- All calculations run locally in browser with no data transmission
- Educational guides on mortgage recast concepts and strategies
- Comparison of recast versus extra principal payment strategies
- Information on mortgage recast fees and lender conditions
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| What makes it different | - Debt-to-income ratio as the core framework
- One tool for all three decisions: buy, buy-vs-rent, or rent
- Browser-based with complete privacy and no account needed
- Full PITI and real loan program rules built in
- See the full affordability range, not just one pre-approval number
| - Free tool that keeps all mortgage data private in your browser
- No registration or account required to use the calculator
- Plain-English guides help homeowners prepare questions for their servicer
- Educational focus on practical mortgage decisions with appropriate caution
- Explains differences between recast and refinance options
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 1 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 3 |
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| Citation Flow (Majestic) | 0 | 11 |
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| Referring domains (Majestic) | 0 | 1 |
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PlotYourHome