| What it does | Know exactly what home you can afford
| Free FIRE financial planner with Monte Carlo simulation and historical backtesting
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| Stage | Not given
| Established
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| Founded | Not given
| 2019
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| Based in | Not given
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| Pricing model | Free
| Free
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| Pricing | Not given
| Not given
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| Key features | - Debt-to-income ratio front and center
- Three affordability zones: green, amber, and red
- Buy, buy versus rent, and rent scenarios
- Real loan programs: Conventional, FHA, VA, USDA
- Live simulations with interactive charts
- State property-tax rates by county
- Export charts as PNG
- Pin and compare scenarios side-by-side
- No sign-up or account required
- All calculations run in browser with no data sent
| - Monte Carlo simulation with up to 5,000 runs
- Historical backtesting against every market period since 1872
- US federal, state and payroll tax calculations for all 50 states
- Roth conversion ladder and RMD planning
- Six stress tests including market crash and job loss
- Three withdrawal strategies with 59.5 rule enforcement
- Support for 9 asset types with individual growth rates
- Month-by-month income and expense modeling with custom timelines
- Life event planning
- 9-currency support with auto-detection
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| What makes it different | - Debt-to-income ratio as the core framework
- One tool for all three decisions: buy, buy-vs-rent, or rent
- Browser-based with complete privacy and no account needed
- Full PITI and real loan program rules built in
- See the full affordability range, not just one pre-approval number
| - Runs entirely in your browser with no account needed or data stored on servers
- Tests retirement against 154 years of historical market data since 1872
- Calculates exact tax liability for all 50 US states plus federal and payroll taxes
- Completely private with no data collection, selling or sharing
- Works offline on Android with full planner functionality
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| Community votes | 0 | 0 |
| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 12 ● no change since last check |
| Trust Flow (Majestic) | 0 | 4 |
| Citation Flow (Majestic) | 0 | 34 |
| Referring domains (Majestic) | 0 | 127 |