Owned Outright vs UtilHub UK

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Owned Outright compared with UtilHub UK
Detail	Owned Outright	UtilHub UK
What it does	Mortgage payoff calculators that start from your loan's current balance	The useful corner of the internet
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	GB
Pricing model	Free	Freemium
Pricing	Not given	Free: 3 public tool runs per 24 hours as guest, 10 runs with free account. Premium: £9 per month for unlimited access to all 123 public tools and 20 Premium workflows. Business Starter: £99 per month including everything in Premium plus one hosted custom business tool and one small monthly update. B
Key features	Extra payment calculator for monthly, yearly or lump-sum additions Amortization schedule with payment breakdown Mortgage payoff date calculator Principal vs interest crossover calculation Prepay vs invest comparison PMI removal timing and acceleration Mortgage recast calculator Refinance break-even analysis Biweekly payment calculator ARM calculator for adjustable-rate mortgages	VAT calculator Mortgage affordability calculator Word counter Image compressor and resizer Date difference calculator Strong password generator Unit converter CSV to JSON converter ROI calculator Meta tag generator
What makes it different	Starts calculations from today's current loan balance instead of original amount Handles multiple payment patterns simultaneously Results round like a real lender for accuracy All calculations run locally with no data sent to servers Verified against published figures with automated testing	All calculations run locally in the browser with no data transfer UK-focused defaults with editable assumptions Transparent methodology with visible formulas and sense-check results Quality checked before release including boundary values and mobile layouts Free public tools with optional Premium and Business plans
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	2 no change since last check
Trust Flow (Majestic)	0	3
Citation Flow (Majestic)	4	15
Referring domains (Majestic)	1	3

4 details filled in for both companies.

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