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Owned Outright vs RecastMate

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Owned Outright compared with RecastMate
DetailOwned Outright logo Owned Outright RecastMate
What it doesMortgage payoff calculators that start from your loan's current balance Free mortgage recast calculator and educational guides for homeowners
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelFree Free
PricingNot given Not given
Key features
  • Extra payment calculator for monthly, yearly or lump-sum additions
  • Amortization schedule with payment breakdown
  • Mortgage payoff date calculator
  • Principal vs interest crossover calculation
  • Prepay vs invest comparison
  • PMI removal timing and acceleration
  • Mortgage recast calculator
  • Refinance break-even analysis
  • Biweekly payment calculator
  • ARM calculator for adjustable-rate mortgages
  • Estimates new monthly principal and interest payment after recast
  • Calculates monthly payment savings
  • Projects estimated payoff date after recast
  • Estimates total interest saved from principal reduction
  • All calculations run locally in browser with no data transmission
  • Educational guides on mortgage recast concepts and strategies
  • Comparison of recast versus extra principal payment strategies
  • Information on mortgage recast fees and lender conditions
What makes it different
  • Starts calculations from today's current loan balance instead of original amount
  • Handles multiple payment patterns simultaneously
  • Results round like a real lender for accuracy
  • All calculations run locally with no data sent to servers
  • Verified against published figures with automated testing
  • Free tool that keeps all mortgage data private in your browser
  • No registration or account required to use the calculator
  • Plain-English guides help homeowners prepare questions for their servicer
  • Educational focus on practical mortgage decisions with appropriate caution
  • Explains differences between recast and refinance options
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check1 no change since last check
Trust Flow (Majestic)03
Citation Flow (Majestic)411
Referring domains (Majestic)11

4 details filled in for both companies.

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