| What it does | Mortgage payoff calculators that start from your loan's current balance
| Free NZ PAYE calculator for take-home pay, tax, ACC levy, KiwiSaver and student loan deductions
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
| NZ
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - Extra payment calculator for monthly, yearly or lump-sum additions
- Amortization schedule with payment breakdown
- Mortgage payoff date calculator
- Principal vs interest crossover calculation
- Prepay vs invest comparison
- PMI removal timing and acceleration
- Mortgage recast calculator
- Refinance break-even analysis
- Biweekly payment calculator
- ARM calculator for adjustable-rate mortgages
| - Progressive tax bracket calculation (10.5% to 39%)
- ACC earner's levy deduction at 1.75%
- KiwiSaver contribution rates from 3.5% to 10%
- Student loan repayment calculations above $24,128 threshold
- Independent Earner Tax Credit for eligible incomes
- Multiple pay frequency options (annual, monthly, fortnightly, weekly)
- Detailed tax breakdown showing marginal and effective tax rates
- No signup required
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| What makes it different | - Starts calculations from today's current loan balance instead of original amount
- Handles multiple payment patterns simultaneously
- Results round like a real lender for accuracy
- All calculations run locally with no data sent to servers
- Verified against published figures with automated testing
| - Uses only official Inland Revenue rates and thresholds, updated regularly
- Completely free with no account or data collection required
- Instant calculations for all common salary situations
- Comprehensive deductions in one place (tax, ACC, KiwiSaver, student loans)
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 13 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 6 |
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| Citation Flow (Majestic) | 4 | 13 |
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| Referring domains (Majestic) | 1 | 16 |
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NZ PAYE Calculator 2026/27