| What it does | Mortgage payoff calculators that start from your loan's current balance
| Free FIRE financial planner with Monte Carlo simulation and historical backtesting
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| Stage | Not given
| Established
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| Founded | Not given
| 2019
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| Based in | Not given
| Not given
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| Pricing model | Free
| Free
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| Pricing | Not given
| Not given
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| Key features | - Extra payment calculator for monthly, yearly or lump-sum additions
- Amortization schedule with payment breakdown
- Mortgage payoff date calculator
- Principal vs interest crossover calculation
- Prepay vs invest comparison
- PMI removal timing and acceleration
- Mortgage recast calculator
- Refinance break-even analysis
- Biweekly payment calculator
- ARM calculator for adjustable-rate mortgages
| - Monte Carlo simulation with up to 5,000 runs
- Historical backtesting against every market period since 1872
- US federal, state and payroll tax calculations for all 50 states
- Roth conversion ladder and RMD planning
- Six stress tests including market crash and job loss
- Three withdrawal strategies with 59.5 rule enforcement
- Support for 9 asset types with individual growth rates
- Month-by-month income and expense modeling with custom timelines
- Life event planning
- 9-currency support with auto-detection
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| What makes it different | - Starts calculations from today's current loan balance instead of original amount
- Handles multiple payment patterns simultaneously
- Results round like a real lender for accuracy
- All calculations run locally with no data sent to servers
- Verified against published figures with automated testing
| - Runs entirely in your browser with no account needed or data stored on servers
- Tests retirement against 154 years of historical market data since 1872
- Calculates exact tax liability for all 50 US states plus federal and payroll taxes
- Completely private with no data collection, selling or sharing
- Works offline on Android with full planner functionality
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 12 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 4 |
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| Citation Flow (Majestic) | 4 | 34 |
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| Referring domains (Majestic) | 1 | 127 |
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