| What it does | Mortgage payoff calculators that start from your loan's current balance
| Free Four Pillars of Destiny chart calculator with true solar time
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Free
| Freemium
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| Pricing | Not given
| Charts and tools free. AI readings: 1 reading for $4.99, 3 readings for $9.99, 10 readings for $19.99.
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| Key features | - Extra payment calculator for monthly, yearly or lump-sum additions
- Amortization schedule with payment breakdown
- Mortgage payoff date calculator
- Principal vs interest crossover calculation
- Prepay vs invest comparison
- PMI removal timing and acceleration
- Mortgage recast calculator
- Refinance break-even analysis
- Biweekly payment calculator
- ARM calculator for adjustable-rate mortgages
| - Four Pillars with hidden stems and heavenly stems and earthly branches
- Day Master calculation and analysis
- Ten Gods relationship mapping
- Five Elements distribution with visible and hidden stems
- Luck Pillars with ten-year periods and annual pillars
- True solar time calculation with longitude and equation of time correction
- Two-chart comparison showing stem/branch relations
- Export and print functionality including PDF and JSON download
- Time range input for uncertain birth times
- Bilingual interface in English and Simplified Chinese
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| What makes it different | - Starts calculations from today's current loan balance instead of original amount
- Handles multiple payment patterns simultaneously
- Results round like a real lender for accuracy
- All calculations run locally with no data sent to servers
- Verified against published figures with automated testing
| - All calculation rules published and adjustable, showing which rule produced each result
- Solar-term boundaries computed astronomically to the minute with historical time zone accuracy
- No prediction claims; presents charts as cultural and reflective, not scientific forecasts
- Works without birth time by showing stable and candidate pillars
- No account required for calculation; optional saving and one free AI reading after Google sign-in
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 11 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 9 |
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| Citation Flow (Majestic) | 4 | 30 |
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| Referring domains (Majestic) | 1 | 45 |
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