| What it does | Free NZ PAYE calculator for take-home pay, tax, ACC levy, KiwiSaver and student loan deductions
| Free Bazi Chart Calculator with True Solar Time and AI Interpretation
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| Stage | Not given
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| Founded | Not given
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| Based in | NZ
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| Pricing model | Free
| Freemium
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| Pricing | Not given
| Free basic chart, Ten Gods, hidden stems, and luck cycles. Paid one-time reports: complete life reading with 3-year outlook and 90-day action plan (price not specified). Credit packs available for full reports, follow-ups, and advisor chats; first top-up receives 20 bonus credits. Personal AI Adviso
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| Key features | - Progressive tax bracket calculation (10.5% to 39%)
- ACC earner's levy deduction at 1.75%
- KiwiSaver contribution rates from 3.5% to 10%
- Student loan repayment calculations above $24,128 threshold
- Independent Earner Tax Credit for eligible incomes
- Multiple pay frequency options (annual, monthly, fortnightly, weekly)
- Detailed tax breakdown showing marginal and effective tax rates
- No signup required
| - Free Four Pillars chart with true solar time calibration and historical time zone handling
- Hidden Stems and Ten Gods visualization
- Decade-long and year-by-year luck cycle analysis
- Register to save multiple charts for family members
- Complete life reading exploring personality, work, relationships, and life stages
- Personal AI Advisor for ongoing conversation about chart and life choices
- 3-year outlook with strategic timing guidance
- 90-day action plan with tactical focus and concrete steps
- Solar time calibration tool to verify time zone and boundary adjustments
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| What makes it different | - Uses only official Inland Revenue rates and thresholds, updated regularly
- Completely free with no account or data collection required
- Instant calculations for all common salary situations
- Comprehensive deductions in one place (tax, ACC, KiwiSaver, student loans)
| - Transparent calculation with defined rules allowing verification of chart results
- True solar time and historical time zone handling for accurate chart generation
- Separation of chart calculation from interpretation for evidence-based analysis
- One-time payments with zero automatic renewals or hidden charges
- Open-source kit for developers to integrate Bazi charting into their applications
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 13 ● no change since last check | 2 ● no change since last check |
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| Trust Flow (Majestic) | 6 | 1 |
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| Citation Flow (Majestic) | 13 | 15 |
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| Referring domains (Majestic) | 16 | 15 |
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NZ PAYE Calculator 2026/27
Yuanzi Zhiyi