| What it does | Free NZ PAYE calculator for take-home pay, tax, ACC levy, KiwiSaver and student loan deductions
| Free Mifflin-St Jeor calculator that shows every step of the equation
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| Based in | NZ
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - Progressive tax bracket calculation (10.5% to 39%)
- ACC earner's levy deduction at 1.75%
- KiwiSaver contribution rates from 3.5% to 10%
- Student loan repayment calculations above $24,128 threshold
- Independent Earner Tax Credit for eligible incomes
- Multiple pay frequency options (annual, monthly, fortnightly, weekly)
- Detailed tax breakdown showing marginal and effective tax rates
- No signup required
| - Shows full equation working with step-by-step substitution
- Multiple activity levels from sedentary (×1.2) to extra active (×1.9)
- Katch-McArdle calculator using body fat percentage
- Step-based TDEE estimation
- Adaptive TDEE calculator from weight changes
- Embeddable calculator iframe
- Metric and imperial unit switching
- Comparison with other equations like Harris-Benedict
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| What makes it different | - Uses only official Inland Revenue rates and thresholds, updated regularly
- Completely free with no account or data collection required
- Instant calculations for all common salary situations
- Comprehensive deductions in one place (tax, ACC, KiwiSaver, student loans)
| - Shows all working so users can verify the math themselves
- Uses the most accurate equation for healthy adults
- Multiple calculation methods beyond basic equation
- Transparent about accuracy limitations and sources
- Completely free with no tracking or cookies
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 12 ▼ −1 (down) since last check | 16 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 6 | 1 |
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| Citation Flow (Majestic) | 13 | 16 |
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| Referring domains (Majestic) | 16 | 3 |
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NZ PAYE Calculator 2026/27
TDEE Steps