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NZ PAYE Calculator 2026/27 vs Coast FIRE Planner

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

NZ PAYE Calculator 2026/27 compared with Coast FIRE Planner
DetailNZ PAYE Calculator 2026/27 logo NZ PAYE Calculator 2026/27Coast FIRE Planner logo Coast FIRE Planner
What it doesFree NZ PAYE calculator for take-home pay, tax, ACC levy, KiwiSaver and student loan deductions Find the month you can stop saving for retirement
StageNot given Not given
FoundedNot given Not given
Based inNZ CA
Pricing modelFree Free
PricingNot given Not given
Key features
  • Progressive tax bracket calculation (10.5% to 39%)
  • ACC earner's levy deduction at 1.75%
  • KiwiSaver contribution rates from 3.5% to 10%
  • Student loan repayment calculations above $24,128 threshold
  • Independent Earner Tax Credit for eligible incomes
  • Multiple pay frequency options (annual, monthly, fortnightly, weekly)
  • Detailed tax breakdown showing marginal and effective tax rates
  • No signup required
  • Shows the exact month you can stop saving
  • Runs 1,000 simulated markets to show odds of success
  • What-if scenarios for savings, returns, and fees
  • Accounts for investment fees and contribution raises
  • Share links to compare plans with others
  • No sign-up required
  • Calculations run in browser, data not stored
  • Shows formulas and assumptions transparently
What makes it different
  • Uses only official Inland Revenue rates and thresholds, updated regularly
  • Completely free with no account or data collection required
  • Instant calculations for all common salary situations
  • Comprehensive deductions in one place (tax, ACC, KiwiSaver, student loans)
  • Answers when you can stop saving, not just how much you need
  • No sign-up, no data stored, free to use
  • Shows odds of success with Monte Carlo simulations
  • Plain language explanations without financial jargon or hype
Community votes00
DR (Domain Rating by Ahrefs)13 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)60
Citation Flow (Majestic)1316
Referring domains (Majestic)162

5 details filled in for both companies.

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