| What it does | Free mortgage modeling and affordability tools for homebuyers, homeowners, and investors
| Free Bazi Chart Calculator with True Solar Time and AI Interpretation
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| Stage | Not given
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| Founded | Not given
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| Based in | US
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| Pricing model | Free
| Freemium
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| Pricing | Not given
| Free basic chart, Ten Gods, hidden stems, and luck cycles. Paid one-time reports: complete life reading with 3-year outlook and 90-day action plan (price not specified). Credit packs available for full reports, follow-ups, and advisor chats; first top-up receives 20 bonus credits. Personal AI Adviso
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| Key features | - Full amortization schedules with principal, interest, equity, and balance tracking month-by-month
- Adjustable-rate mortgage (ARM) analysis and modeling
- Extra payment impact analysis and calculation
- PMI calculation and removal timing
- Refinance and cash-out refinance scenario modeling
- Real-time results updating with any parameter change
- Affordability calculator with conservative, traditional, and maximum estimates
- Scenario comparison side-by-side
- Portfolio analysis for multiple properties
- CSV export functionality
| - Free Four Pillars chart with true solar time calibration and historical time zone handling
- Hidden Stems and Ten Gods visualization
- Decade-long and year-by-year luck cycle analysis
- Register to save multiple charts for family members
- Complete life reading exploring personality, work, relationships, and life stages
- Personal AI Advisor for ongoing conversation about chart and life choices
- 3-year outlook with strategic timing guidance
- 90-day action plan with tactical focus and concrete steps
- Solar time calibration tool to verify time zone and boundary adjustments
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| What makes it different | - Real-time results updating as you change any loan parameter
- No signup required to start using the calculator
- Embeddable widgets for banks, credit unions, and mortgage teams
- Available as Android app for on-the-go mortgage planning
| - Transparent calculation with defined rules allowing verification of chart results
- True solar time and historical time zone handling for accurate chart generation
- Separation of chart calculation from interpretation for evidence-based analysis
- One-time payments with zero automatic renewals or hidden charges
- Open-source kit for developers to integrate Bazi charting into their applications
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 2 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 1 |
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| Citation Flow (Majestic) | 0 | 15 |
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| Referring domains (Majestic) | 0 | 15 |
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Yuanzi Zhiyi