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Iota-Home vs UtilHub UK

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Iota-Home compared with UtilHub UK
DetailIota-Home logo Iota-HomeUtilHub UK logo UtilHub UK
What it doesFree mortgage modeling and affordability tools for homebuyers, homeowners, and investors The useful corner of the internet
StageNot given Not given
FoundedNot given Not given
Based inUS GB
Pricing modelFree Freemium
PricingNot given Free: 3 public tool runs per 24 hours as guest, 10 runs with free account. Premium: £9 per month for unlimited access to all 123 public tools and 20 Premium workflows. Business Starter: £99 per month including everything in Premium plus one hosted custom business tool and one small monthly update. B
Key features
  • Full amortization schedules with principal, interest, equity, and balance tracking month-by-month
  • Adjustable-rate mortgage (ARM) analysis and modeling
  • Extra payment impact analysis and calculation
  • PMI calculation and removal timing
  • Refinance and cash-out refinance scenario modeling
  • Real-time results updating with any parameter change
  • Affordability calculator with conservative, traditional, and maximum estimates
  • Scenario comparison side-by-side
  • Portfolio analysis for multiple properties
  • CSV export functionality
  • VAT calculator
  • Mortgage affordability calculator
  • Word counter
  • Image compressor and resizer
  • Date difference calculator
  • Strong password generator
  • Unit converter
  • CSV to JSON converter
  • ROI calculator
  • Meta tag generator
What makes it different
  • Real-time results updating as you change any loan parameter
  • No signup required to start using the calculator
  • Embeddable widgets for banks, credit unions, and mortgage teams
  • Available as Android app for on-the-go mortgage planning
  • All calculations run locally in the browser with no data transfer
  • UK-focused defaults with editable assumptions
  • Transparent methodology with visible formulas and sense-check results
  • Quality checked before release including boundary values and mobile layouts
  • Free public tools with optional Premium and Business plans
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check2 no change since last check
Trust Flow (Majestic)03
Citation Flow (Majestic)015
Referring domains (Majestic)03

5 details filled in for both companies.

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