| What it does | Free mortgage modeling and affordability tools for homebuyers, homeowners, and investors
| 2026 paycheck estimates with line-by-line tax breakdowns for every state
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| Stage | Not given
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| Founded | Not given
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| Based in | US
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| Pricing model | Free
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| Pricing | Not given
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| Key features | - Full amortization schedules with principal, interest, equity, and balance tracking month-by-month
- Adjustable-rate mortgage (ARM) analysis and modeling
- Extra payment impact analysis and calculation
- PMI calculation and removal timing
- Refinance and cash-out refinance scenario modeling
- Real-time results updating with any parameter change
- Affordability calculator with conservative, traditional, and maximum estimates
- Scenario comparison side-by-side
- Portfolio analysis for multiple properties
- CSV export functionality
| - Salary and hourly paycheck calculator for all 50 states plus DC
- Line-by-line tax breakdown with sources cited from IRS and state tables
- W-4 step-by-step configuration with credits and allowances
- Overtime, tips, bonuses, and pre-tax deduction inputs
- Local tax calculations for NYC, Yonkers, and Philadelphia
- Pay stub verification and comparison tools
- Comparison of job offers after tax
- Take-home pay map by state
- Guides on tax topics and paycheck literacy
- 43 published test cases verifying calculator accuracy
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| What makes it different | - Real-time results updating as you change any loan parameter
- No signup required to start using the calculator
- Embeddable widgets for banks, credit unions, and mortgage teams
- Available as Android app for on-the-go mortgage planning
| - Cites specific IRS and state tax tables for every line, verified October 9, 2026
- Line-by-line breakdown shows exactly how each tax is calculated
- Handles complex scenarios including two jobs, W-4 Step 2, multiple employers, and local taxes
- Results can be shared without exposing personal data in the URL
- Clear guidance on limitations: estimates, not tax or payroll advice
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ▼ −2 (down) since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 0 | 0 |
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| Referring domains (Majestic) | 0 | 0 |
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PaycheckZip.com