| What it does | Free mortgage modeling and affordability tools for homebuyers, homeowners, and investors
| Mortgage payoff calculators that start from your loan's current balance
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| Stage | Not given
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| Founded | Not given
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| Based in | US
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - Full amortization schedules with principal, interest, equity, and balance tracking month-by-month
- Adjustable-rate mortgage (ARM) analysis and modeling
- Extra payment impact analysis and calculation
- PMI calculation and removal timing
- Refinance and cash-out refinance scenario modeling
- Real-time results updating with any parameter change
- Affordability calculator with conservative, traditional, and maximum estimates
- Scenario comparison side-by-side
- Portfolio analysis for multiple properties
- CSV export functionality
| - Extra payment calculator for monthly, yearly or lump-sum additions
- Amortization schedule with payment breakdown
- Mortgage payoff date calculator
- Principal vs interest crossover calculation
- Prepay vs invest comparison
- PMI removal timing and acceleration
- Mortgage recast calculator
- Refinance break-even analysis
- Biweekly payment calculator
- ARM calculator for adjustable-rate mortgages
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| What makes it different | - Real-time results updating as you change any loan parameter
- No signup required to start using the calculator
- Embeddable widgets for banks, credit unions, and mortgage teams
- Available as Android app for on-the-go mortgage planning
| - Starts calculations from today's current loan balance instead of original amount
- Handles multiple payment patterns simultaneously
- Results round like a real lender for accuracy
- All calculations run locally with no data sent to servers
- Verified against published figures with automated testing
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 0 | 4 |
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| Referring domains (Majestic) | 0 | 1 |
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Iota-Home
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