Skip to main content

Iota-Home vs firenum™

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Iota-Home compared with firenum™
DetailIota-Home logo Iota-Homefirenum™ logo firenum™
What it doesFree mortgage modeling and affordability tools for homebuyers, homeowners, and investors Free FIRE financial planner with Monte Carlo simulation and historical backtesting
StageNot given Established
FoundedNot given 2019
Based inUS Not given
Pricing modelFree Free
PricingNot given Not given
Key features
  • Full amortization schedules with principal, interest, equity, and balance tracking month-by-month
  • Adjustable-rate mortgage (ARM) analysis and modeling
  • Extra payment impact analysis and calculation
  • PMI calculation and removal timing
  • Refinance and cash-out refinance scenario modeling
  • Real-time results updating with any parameter change
  • Affordability calculator with conservative, traditional, and maximum estimates
  • Scenario comparison side-by-side
  • Portfolio analysis for multiple properties
  • CSV export functionality
  • Monte Carlo simulation with up to 5,000 runs
  • Historical backtesting against every market period since 1872
  • US federal, state and payroll tax calculations for all 50 states
  • Roth conversion ladder and RMD planning
  • Six stress tests including market crash and job loss
  • Three withdrawal strategies with 59.5 rule enforcement
  • Support for 9 asset types with individual growth rates
  • Month-by-month income and expense modeling with custom timelines
  • Life event planning
  • 9-currency support with auto-detection
What makes it different
  • Real-time results updating as you change any loan parameter
  • No signup required to start using the calculator
  • Embeddable widgets for banks, credit unions, and mortgage teams
  • Available as Android app for on-the-go mortgage planning
  • Runs entirely in your browser with no account needed or data stored on servers
  • Tests retirement against 154 years of historical market data since 1872
  • Calculates exact tax liability for all 50 US states plus federal and payroll taxes
  • Completely private with no data collection, selling or sharing
  • Works offline on Android with full planner functionality
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check12 no change since last check
Trust Flow (Majestic)04
Citation Flow (Majestic)034
Referring domains (Majestic)0127

4 details filled in for both companies.

More alternatives to Iota-Home More alternatives to firenum™

Help centre