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Iota-Home vs Coast FIRE Planner

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Iota-Home compared with Coast FIRE Planner
DetailIota-Home logo Iota-HomeCoast FIRE Planner logo Coast FIRE Planner
What it doesFree mortgage modeling and affordability tools for homebuyers, homeowners, and investors Find the month you can stop saving for retirement
StageNot given Not given
FoundedNot given Not given
Based inUS CA
Pricing modelFree Free
PricingNot given Not given
Key features
  • Full amortization schedules with principal, interest, equity, and balance tracking month-by-month
  • Adjustable-rate mortgage (ARM) analysis and modeling
  • Extra payment impact analysis and calculation
  • PMI calculation and removal timing
  • Refinance and cash-out refinance scenario modeling
  • Real-time results updating with any parameter change
  • Affordability calculator with conservative, traditional, and maximum estimates
  • Scenario comparison side-by-side
  • Portfolio analysis for multiple properties
  • CSV export functionality
  • Shows the exact month you can stop saving
  • Runs 1,000 simulated markets to show odds of success
  • What-if scenarios for savings, returns, and fees
  • Accounts for investment fees and contribution raises
  • Share links to compare plans with others
  • No sign-up required
  • Calculations run in browser, data not stored
  • Shows formulas and assumptions transparently
What makes it different
  • Real-time results updating as you change any loan parameter
  • No signup required to start using the calculator
  • Embeddable widgets for banks, credit unions, and mortgage teams
  • Available as Android app for on-the-go mortgage planning
  • Answers when you can stop saving, not just how much you need
  • No sign-up, no data stored, free to use
  • Shows odds of success with Monte Carlo simulations
  • Plain language explanations without financial jargon or hype
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)016
Referring domains (Majestic)02

5 details filled in for both companies.

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