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Handy Money Tools vs Yuanzi Zhiyi

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Handy Money Tools compared with Yuanzi Zhiyi
DetailHandy Money Tools logo Handy Money ToolsYuanzi Zhiyi logo Yuanzi Zhiyi
What it doesFree UK money calculators for tax, mortgages, loans, savings and everyday maths Free Bazi Chart Calculator with True Solar Time and AI Interpretation
StageNot given Not given
FoundedNot given Not given
Based inGB Not given
Pricing modelFree Freemium
PricingNot given Free basic chart, Ten Gods, hidden stems, and luck cycles. Paid one-time reports: complete life reading with 3-year outlook and 90-day action plan (price not specified). Credit packs available for full reports, follow-ups, and advisor chats; first top-up receives 20 bonus credits. Personal AI Adviso
Key features
  • Take-home pay calculator for income tax and National Insurance
  • Salary to hourly wage converter
  • Student loan repayment calculator for Plans 1, 2, 4, 5 and postgraduate
  • Mortgage repayment calculator
  • Stamp Duty Land Tax calculator for England and Northern Ireland
  • Compound interest and savings goal projections
  • Debt payoff and credit card repayment planner
  • VAT calculator
  • Monthly budget builder
  • Currency converter
  • Free Four Pillars chart with true solar time calibration and historical time zone handling
  • Hidden Stems and Ten Gods visualization
  • Decade-long and year-by-year luck cycle analysis
  • Register to save multiple charts for family members
  • Complete life reading exploring personality, work, relationships, and life stages
  • Personal AI Advisor for ongoing conversation about chart and life choices
  • 3-year outlook with strategic timing guidance
  • 90-day action plan with tactical focus and concrete steps
  • Solar time calibration tool to verify time zone and boundary adjustments
What makes it different
  • No signup required to use any calculator
  • All calculators use official UK tax rates with documented update dates
  • Consistent structure with worked examples and FAQ for every tool
  • Designed for search accuracy and transparency
  • Clear disclaimers and not personalised financial advice
  • Transparent calculation with defined rules allowing verification of chart results
  • True solar time and historical time zone handling for accurate chart generation
  • Separation of chart calculation from interpretation for evidence-based analysis
  • One-time payments with zero automatic renewals or hidden charges
  • Open-source kit for developers to integrate Bazi charting into their applications
Community votes00
DR (Domain Rating by Ahrefs)2 +2 (up) since last check2 no change since last check
Trust Flow (Majestic)01
Citation Flow (Majestic)015
Referring domains (Majestic)015

4 details filled in for both companies.

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