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Handy Money Tools vs firenum™

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Handy Money Tools compared with firenum™
DetailHandy Money Tools logo Handy Money Toolsfirenum™ logo firenum™
What it doesFree UK money calculators for tax, mortgages, loans, savings and everyday maths Free FIRE financial planner with Monte Carlo simulation and historical backtesting
StageNot given Established
FoundedNot given 2019
Based inGB Not given
Pricing modelFree Free
PricingNot given Not given
Key features
  • Take-home pay calculator for income tax and National Insurance
  • Salary to hourly wage converter
  • Student loan repayment calculator for Plans 1, 2, 4, 5 and postgraduate
  • Mortgage repayment calculator
  • Stamp Duty Land Tax calculator for England and Northern Ireland
  • Compound interest and savings goal projections
  • Debt payoff and credit card repayment planner
  • VAT calculator
  • Monthly budget builder
  • Currency converter
  • Monte Carlo simulation with up to 5,000 runs
  • Historical backtesting against every market period since 1872
  • US federal, state and payroll tax calculations for all 50 states
  • Roth conversion ladder and RMD planning
  • Six stress tests including market crash and job loss
  • Three withdrawal strategies with 59.5 rule enforcement
  • Support for 9 asset types with individual growth rates
  • Month-by-month income and expense modeling with custom timelines
  • Life event planning
  • 9-currency support with auto-detection
What makes it different
  • No signup required to use any calculator
  • All calculators use official UK tax rates with documented update dates
  • Consistent structure with worked examples and FAQ for every tool
  • Designed for search accuracy and transparency
  • Clear disclaimers and not personalised financial advice
  • Runs entirely in your browser with no account needed or data stored on servers
  • Tests retirement against 154 years of historical market data since 1872
  • Calculates exact tax liability for all 50 US states plus federal and payroll taxes
  • Completely private with no data collection, selling or sharing
  • Works offline on Android with full planner functionality
Community votes00
DR (Domain Rating by Ahrefs)2 +2 (up) since last check12 no change since last check
Trust Flow (Majestic)04
Citation Flow (Majestic)034
Referring domains (Majestic)0127

4 details filled in for both companies.

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