| What it does | Free FIRE financial planner with Monte Carlo simulation and historical backtesting
| Find the month you can stop saving for retirement
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| Stage | Established
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| Founded | 2019
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| Based in | Not given
| CA
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| Pricing model | Free
| Free
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| Pricing | Not given
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| Key features | - Monte Carlo simulation with up to 5,000 runs
- Historical backtesting against every market period since 1872
- US federal, state and payroll tax calculations for all 50 states
- Roth conversion ladder and RMD planning
- Six stress tests including market crash and job loss
- Three withdrawal strategies with 59.5 rule enforcement
- Support for 9 asset types with individual growth rates
- Month-by-month income and expense modeling with custom timelines
- Life event planning
- 9-currency support with auto-detection
| - Shows the exact month you can stop saving
- Runs 1,000 simulated markets to show odds of success
- What-if scenarios for savings, returns, and fees
- Accounts for investment fees and contribution raises
- Share links to compare plans with others
- No sign-up required
- Calculations run in browser, data not stored
- Shows formulas and assumptions transparently
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| What makes it different | - Runs entirely in your browser with no account needed or data stored on servers
- Tests retirement against 154 years of historical market data since 1872
- Calculates exact tax liability for all 50 US states plus federal and payroll taxes
- Completely private with no data collection, selling or sharing
- Works offline on Android with full planner functionality
| - Answers when you can stop saving, not just how much you need
- No sign-up, no data stored, free to use
- Shows odds of success with Monte Carlo simulations
- Plain language explanations without financial jargon or hype
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 12 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 4 | 0 |
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| Citation Flow (Majestic) | 34 | 16 |
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| Referring domains (Majestic) | 127 | 2 |
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firenum™
Coast FIRE Planner