| What it does | Free Four Pillars chart and analysis with auditable calculation and optional AI-powered readings
| Free mortgage modeling and affordability tools for homebuyers, homeowners, and investors
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
| US
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| Pricing model | Freemium
| Free
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| Pricing | Free Bazi chart with no account required. Personal Bazi Report costs $14.99 USD per saved chart, one-time payment with no subscription, available in English, Traditional Chinese or Japanese. Free summary available for saved charts.
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| Key features | - Four Pillars of Destiny chart generation
- Day Master identification
- Five Elements balance analysis
- Ten Archetypes (Ten Gods) reading
- Decade-by-decade Life Chapters
- True solar time correction
- Shareable chart with OG image
- Optional AI-powered readings for deeper interpretation
- Three-pillar analysis when birth time is unknown
| - Full amortization schedules with principal, interest, equity, and balance tracking month-by-month
- Adjustable-rate mortgage (ARM) analysis and modeling
- Extra payment impact analysis and calculation
- PMI calculation and removal timing
- Refinance and cash-out refinance scenario modeling
- Real-time results updating with any parameter change
- Affordability calculator with conservative, traditional, and maximum estimates
- Scenario comparison side-by-side
- Portfolio analysis for multiple properties
- CSV export functionality
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| What makes it different | - Calculation before interpretation: deterministic chart generation by rule, with AI only explaining results upon request
- Privacy-first approach with no required account and transparent data handling
- Based on classical Chinese texts with auditable, reproducible calculation methods
- Transparent editorial boundaries separating calculation, tradition, interpretation, and AI
- True solar time method with historical UTC offset and birth-city longitude for accurate Hour Pillar placement
| - Real-time results updating as you change any loan parameter
- No signup required to start using the calculator
- Embeddable widgets for banks, credit unions, and mortgage teams
- Available as Android app for on-the-go mortgage planning
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 18 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 18 | 0 |
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| Citation Flow (Majestic) | 25 | 0 |
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| Referring domains (Majestic) | 63 | 0 |
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BaziCalculator.ai
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